UAW Retiree Medical Benefits Trust

The UAW Retiree Medical Benefits Trust which is also known as the UAW Trust provides health care benefits to eligible retirees of the United Auto Workers UAW union and their dependents. The Trust has partnered with Blue Cross Blue Shield of Michigan to offer various health plans, including Medicare Advantage plans with prescription drug coverage.

UAW Retiree Medical Benefits Trust

What Is UAW Retiree Medical Benefits Trust

The UAW Trust Medical Plans include Health and Wellness Program, Medicare Benefits; plan for over the counter medicines and products, and coverage for dental, vision and hearing problems. You can also find more details at https://www.myuhc.com/uawtrustotc and https://uawtrust.org/otcbenefit.

UAW Trust OTC Catalog 2026

UAW Retiree Medical Benefits 2025

Here is basic summary of the UAW Retiree Updated Medical Benefits Plan for 2025:

Medicare Cost Share for All General Members:

  • Monthly Contribution: $0 for both single and family plans.
  • Deductible: $0 per person, $175 for singles, $350 for families.
  • Primary Care Physician (PCP) Office Visit: $0 copay for all plans.
  • Specialist Office Visit: $10 copay for MA PPO, $25 copay for TCN.
  • Urgent Care: $15 copay for MA PPO, $40 copay for TCN.
  • Emergency Room: $50 copay for MA PPO, $125 copay for TCN.

Non-Medicare Cost Share for All General Members:

  • Monthly Contribution: $0 for both single and family plans.
  • Deductible: $175 for singles, $350 for families.
  • Primary Care Physician (PCP) Office Visit: $0 copay for MA PPO, $15 copay for TCN.
  • Specialist Office Visit: $10 copay for MA PPO, $25 copay for TCN.
  • Urgent Care: $40 copay for both plans.
  • Emergency Room: $125 copay for both plans.

Protected Members:

  • Monthly Contribution: $0 for both single and family plans.
  • Deductible: $0 per person, $175 for singles, $350 for families.
  • Primary Care Physician (PCP) Office Visit: $0 copay for all plans.
  • Specialist Office Visit: $10 copay for MA PPO, $25 copay for TCN.
  • Urgent Care: $15 copay for MA PPO, $40 copay for TCN.
  • Emergency Room: $50 copay for MA PPO, $125 copay for TCN

UAW Retiree Medical Benefits Trust Login

Visit this link https://www.myuhc.com/uawtrustotc  in your browser. Enter your email and click continue to enter password, click to login to the Benefits Trust Login.

UAW Retiree Medical Benefits Trust Phone Number

You can call on this number for help: 866-637-7555

Eligibility for UAW Retiree Medical Benefits

You must meet the following criteria for UAW medical Eligibility:

  1. You must be a retiree from a UAW-represented position when the Trust was first bargained in the fall of 2007, or you must have attained seniority at that time as an active employee.
  2. You are receiving a pension from your auto company’s pension
  3. You are discharged for a certain reason, despite receiving pension. You need to retire in a normal way.
  4. Retirees can cover dependents, including a spouse and/or children
  5. All Trust members must enroll in Medicare Part A at age 65. Failure to enroll will result in loss of eligibility for Trust coverage.

UAW Retiree Medical Benefits Enrollment

You can reach out to RHCC at 866-637-7555, Monday through Friday, 8:30 a.m. – 4:30 p.m., Eastern Time. They can assist you with updating your contact information, answering questions, and making health plan elections.

UAW Retiree Insurance Options

The UAW Retiree Medical Benefits Trust has many insurance plan available. Here are the main ones:

  1. Medicare Advantage (MA) PPO Plan: This is the primary plan for Medicare-enrolled Trust members.
  2. Traditional Care Network (TCN) Plan: This plan is available for members who prefer a different network of providers.
  3. Health Maintenance Organization (HMO) Plans: These plans are available in certain regions and offer comprehensive coverage with a focus on preventive care and wellness.
  4. Enhanced Care Health Maintenance Organization (ECP HMO): This plan provides enhanced benefits and services, including additional support for managing chronic conditions and access to specialized care.
  5. Over-the-Counter (OTC) Benefits: The Trust offers coverage for certain over-the-counter medications, which can be a valuable addition to your health care plan

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